• Apply now for a loan
  • Borrow from £50 to £15,000 at affordable rates
  • Repay by payroll deduction, or direct debit
  • or, borrow up to £1,000 with our Family Loan, repaid via Child Benefit
  • Loans available to new & existing members


  • Save from as little as £10.00 per month
  • Payroll deduction makes saving easy
  • No hidden charges or fees on any transactions
  • Save for holidays, Christmas or a rainy day
  • Depending on reserves, shares are eligible for an annual dividend
Join The Co-op Credit Union Today

Join your credit union today for an easy and convenient way to save, and a cheaper way to borrow.

Membership is open to employees, pensioners and members of a range of co-operative organisations. We also welcome family members over the age of 16, living at the same address.

sleeps 'till
Christmas loans from £50-£15,000
Apply Today

the latest from our blog

December’s Member Facebook Prize Draw

Each month, we run a free prize draw on our Facebook Page as a way of saying thank you to all our members who follow us. Last month’s lucky member was Catherine from Manchester, who won a £25 voucher to spend on Co-op treats. This Month’s Draw… This month, we’ve got another £25 in Co-op vouchers up… Continue Reading

Christmas & New Year Opening

We’ll be closed for the Christmas break from 23rd December, reopening on 3rd January 2023. However, you can still manage your account and make withdrawals* using Online Member Access during this time. *Please note: withdrawals will be processed during the Christmas period on normal working days only. Applying for a Christmas Loan? To avoid disappointment, we advise all Christmas Loan… Continue Reading

Inclusion & Innovation Member Forum gets up and running 

On the evening of October 4th, the credit union’s new Inclusion & Innovation Member Forum held its first annual meeting to discuss how the credit union can innovate and become more inclusive in doing so. The creation of the Forum was a key commitment coming from our Purpose Project work in 2021.   We’re very grateful… Continue Reading

The Co-op Credit Union’s Lottery Results

Check to see if you are a winner! Not a member yet?
Apply to join The Co-op Credit Union today.