14 reasons to love your credit union

Love is in the air today – and we think it’s only fair to share the love  – with 14 reasons to love YOUR Credit union:

1. We can help you save for a rainy day – or a sunny one! You can save with us from just £10 a month. It’s a great way to build up funds for Christmas or your next holiday.
2. We could make you a lottery winner! For just £1 a month, you can join our members’ lottery, with the chance to share a prize fund of £1,640
3. We’re run by members, for the benefit of members – and our members get a chance to have a say in how our business is run – why not join us at this year’s AGM?
4. You can access your account anytime, anywhere with online member access. You can check your balance, make withdrawals and send secure messages online. Register your account for online member access now
5. It’s YOU that profits from our success – we’re a ‘not for profit’ organisation, which means we can pass on the benefits to our members instead of payouts to shareholders – it’s a win-win!
6. We offer a range of affordable loans and could save you money– every year we help hundreds of members save money on their repayments with higher cost lenders. Find out if we could save you money with a consolidation loan.
7. We’re a co-op- We’re proud to be part of a worldwide movement of businesses with shared values and principles.
8. We make savings with payroll deduction for eligible members – a great way to save or indeed, repay a loan. Members often tell us they don’t notice the deductions going out and savings quickly add up.
9. We can help you have your dream holiday – we help hundreds of members get away each year with our affordable holiday loans.
10. Saving with us pays! Subject to reserves, our members receive an annual dividend on their savings each year.
11. No loan too small: unlike many banks and high-cost lenders, our loan amounts start from just £50 upwards. This can be a real help if you just need a smaller short term loan, or need to replace a household appliance without the high interest rates offered by store cards or instalment plans.
12. No need to wait for your savings: we give you access to your savings whenever you need them – you can withdraw funds from your balance with no notice required.
13. Get a warm glow from being a member – We’re an ethical savings choice and our savings are protected by the Financial Services Compensation Scheme (FSCS) so your money is safe with us. What’s more, just by saving with us you are helping us help other members with affordable loans.
14. You’re welcome to join us! Membership is open to members and employees of a wide range of co-ops and co-operative societies. Chances are, if you’re reading this, you’re eligible to join. So what are you waiting for? Join today – we’d LOVE to have you with us!