About us
Putting people before profit since 1998
The Money Co-op is an ethical, member-focused credit union dedicated to helping people take control of their money. Originally established in 1998, and until recently known as The Co-op Credit Union, we have a rich history rooted in the values of the co-operative movement. Our heritage of fairness, transparency, and putting people before profit has empowered thousands of members across the UK.
Over the years, we’ve helped over 28,000 members save millions of pounds in interest by providing over £50 million in affordable loans. Members have also saved more than £75 million in our savings accounts. Along the way, we’ve supported their financial wellbeing with tailored tools and advice. We’re here to help our members, no matter where they are on their financial journey.
How we’ve helped members
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Trusted by over28,000
members across the UK since 1998, we’re here to help you manage your money with confidence.
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We’ve loaned over£50 million
to our members since 1998, supporting everything from dream holidays to life’s emergencies
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We’ve saved our members over£1.5 million
in interest on their loans in the last 4 years alone.
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We’ve paid over£480,000
in dividends to our members since 2008 – because when we thrive, you thrive too.
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Our purpose
Our purpose is to make you feel more confident and secure about your future. We believe in making money management easier for everyone. Whether you’re saving for a goal or need a fair and affordable loan, we’re here to provide ethical, simple financial options. Our aim is to support your financial wellbeing while building a community where your money works for you and those around you.
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Our values
The Money Co-op is built on a foundation of ethical finance, fairness, and community spirit. We believe in giving our members access to fair, affordable loans and flexible savings, with no hidden fees or charges. Our members are owners, and that’s why we always act in your best interest.
We’re proud to operate with transparency and integrity, ensuring every decision we make benefits you. We also understand the importance of financial education, offering tailored guidance and tools to help you grow your money confidence. By joining, you’re part of a community that supports each other, making a positive impact together.
Member benefits
By joining The Money Co-op, you gain more than affordable loans and savings. You become part of a community that truly cares.
Members benefit from fair finance options, including preferential interest rates on loans, capped to keep borrowing affordable and savings accounts that grow with you.
As a member, you’ll also receive expert tips, guidance and support to help you manage your finances with confidence. And with no hidden fees, membership is free for life.
Meet the team
Meet the dedicated team behind The Money Co-op. Our team is passionate about helping you manage your money and improve your financial wellbeing. We’re here to support you on your financial journey.
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Join the team
We’re not currently recruiting but if you’re interested in working with us, either as a team member or by joining our board, we’d love to hear from you. Feel free to get in touch to register your interest in future vacancies.
