New Member Access Area is Now Live - find out more

Christmas Loans & Festive Period Opening Times

All new members wishing to join and apply for a Christmas Loan must complete both their joining form and loan application form by 12pm Wednesday 13th December. This will allow sufficient time for the credit union to verify your details and assess your request. Applications after this date cannot be guaranteed for Christmas.  All existing… Continue Reading

£1000 Winner in the December Lottery Draw

Friends of the Co-operative Credit Union are pleased once again to announce an enhanced prize fund for the Christmas Lottery Draw. On the Tuesday 12th of December one lucky winner will win £1000. Total Prize Fund will be £2600. 1st £1000 2nd £500 3rd £300 4th £200 5th £200 6th £100 7th £100 8th £100… Continue Reading

4% off Loan Rates November & December.

During the remainder of November and December we have reduced our loan rates by 4% (Excludes Share Secured Loans). This offer is open to all existing and new members applying for a new loan, if you are Co-op staff/Colleague looking for assistance during the festive period or you are looking to tidy up your finances… Continue Reading

Member Online Access Now Available

Members Access Our new member access site is now available for all members to register, initially, you can view your accounts, balances, and transactions during the last 10 years. Coming Soon Share Withdrawals Digital Loan Agreements – no paperwork required when your application has been approved. We have a dedicated phone line available from 8am… Continue Reading

Emma’s Story: Christmas Savings

Opening up a Christmas savings account is easy with the Co-Op Credit Union Last year more than 2,500 members used the credit union to help with Christmas finances. In November and December combined there were over 2,700 withdrawals from the credit union and 660 loans issued. In March, the credit union launched a specific Christmas… Continue Reading

Andrew’s Story: University Fund

Saving for Student Funding doesn’t have to be tough Earlier this year the Co-operative Credit Union announced a series of savings accounts to help members save for specific life time occasions. The University Fund was introduced to assist members who are considering a long term saving option specifically for a child or grandchild who may… Continue Reading

Jim’s story: Advice from a Friend

A debt consolidation loan makes repayment easy Co-op- employee Jim had got into financial difficulties and so found it impossible to save for Christmas with his bank due to his other commitments. A debt consolidation loan helped  him get far more than a savings account from the credit union as he explains: “After a difficult… Continue Reading

Helping You On Your Holidays

Planning your summer holiday or worried about your spending money? The great British summer officially starts in two weeks and schools begin their annual summer break in around six weeks.  We see increasing numbers of new members coming to us to escape the clutches of high cost payday and doorstep lenders who are often being… Continue Reading

Should credit card advertisements look like this?

We are seeing increasing numbers of requests for consolidating high cost credit cards and store cards often carrying APR’s in excess of 30%. Credit card debt can be dangerous and often result in payments of hundreds of pounds per month and balances only ever reducing fractionally, with the temptation to reuse the credit facility when… Continue Reading

Reduce your energy costs

We continue to work with our good friends Co-operative Energy offering comparisons for your gas and electric bills. In the 3 years we have worked together we have saved members over £10,000 on their energy bills. This offer is not just available for Co-operative Credit Union members, please share with your friends and family to… Continue Reading