Budget calculator

Budget calculator

Your monthly income

Your monthly outgoings (£ per month)


Other bills




Regular bills




Total income


Total expenditure


Disposable income


Personal Loan

How much would you like to borrow?


How long would you like to repay this loan?

6 Months

APR Value


Total Cost of Credit


Total Amount Repayable


Monthly Repayments


This Loan Calculator gives a flexible indication of the cost of borrowing different amounts of money over various repayment times. Figures quoted in the slider are for illustration purposes only, for a more precise quotation contact us.

  • We are here solely for our members and aim to provide affordable credit to anyone who can afford to pay the loan repayments.
  • Each loan application is assessed individually by a member of our team. We cannot lend to everyone - each loan is assessed on its own merits.
  • We take all information into account when making decisions.
  • Our loans are a way of building a healthier credit history.
  • The credit union always aims to explain the true cost of borrowing and always encourages members to place money into savings at the same time as borrowing.