Loans to put a spring in your step

Spring is here at last – and here at the Credit Union, we’re busy helping members with spring loans to make the most of the new season ahead.

From an Easter break to a bank holiday DIY project, what could an affordable loan from the Credit Union help you with this spring?

Apply today and potentially receive funds within two working days of receipt of your completed application. New members can also apply for a loan as soon as membership is processed – join now.

Easter Getaways

Every year, we help hundreds of members make the most of their time off with holiday loans. On average, members borrow around £1,000 over a 12-month period but smaller or larger amounts are available. So, why not apply now and get away this Easter with an affordable credit union holiday loan.


Spring Clean Your Finances

If you’ve got outstanding debts with other lenders, it’s well worth finding out if a credit union loan could save you money. Our debt consolidation loan could help by clearing your debts from elsewhere into one affordable monthly payment, taking the stress out of your monthly bills. Find out more, or get in touch with the team for a friendly chat.

DIY or home improvements

Now spring is here, it’s a great time to tackle those jobs you’ve been putting off all winter. How about getting the garden ready for a bank holiday barbecue, updating the kitchen, even just a splashing out on a lick of new paint? With loans from just £50 up to £15,000, a credit union loan could help you get going with a spring home makeover.

Wedding Bells

If you’re planning a wedding, then give the credit union a ring too!  We’ve helped many couples get their finances in place for their big day. We offer wedding savings accounts and wedding loans to help cover the costs of the big day itself. With loans starting from just £50 right up to £15,000, The Co-op Credit Union could be your perfect partner.

Apply now for a Loan

Use our loans calculator to get an idea of what your monthly payments might be, and our budget calculator to check what you could afford to borrow.

Benefits of a Co-op Credit Union Loan

  • Borrow what you need: we offer a range of affordable loan amounts starting from just £50, right up to £15,000. So, whether you just need a top up to existing funds, or something more substantial, you can request exactly what you need.

  • Competitive rates of interest: because we’re a not-for-profit organisation, owned by members and run for the benefit of members, we can pass on our best rates to you. And we only charge interest on the reducing loan balance to save you money

  • No arrangement fees or hidden costs: you’ll always know up front what your payments will be with no nasty surprises

  • No early repayment fees: our loans offer the flexibility to pay off some or all of the loan early at no extra cost. So, if you’re lucky enough to receive money as wedding gifts, you could use it to clear your loan without any penalties. Unlike some lenders, we only charge interest on what you actually still owe and no early repayment fees

  • We’re a trusted provider: we’ve been helping our members from with affordable loans for over 20 years and are regulated by the Financial Conduct Authority and the Prudential Regulation Authority, just like banks and building societies.