Members of The Co-op Credit Union can enjoy easy, regular saving, from just £10 per month. Save for Christmas, holidays, or build your rainy day fund — straight from your salary for qualifying members or by Direct Debit or Recurring Card Payment.

Joining the credit union gives you a regular savings account into which you pay a minimum of £10 per month. You can also make one-off payments to boost your savings as often as you like. In addition, you can open a named ‘savings pot’ if you’d like to put additional money aside for a particular reason, like Christmas or holidays.

Managing your account is easy

How to manage your savings with us

Online Member Access: View & manage your savings at any time with online member access where you can request withdrawals (subject to any outstanding loan balance), make one off payments, or change the amount you save by sending us a secure message. Not registered yet? It’s easy to get started, just visit member access and click on ‘register’ to get your account online.

Nivo App: Send your request anytime via our secure and convenient messaging app, Nivo, and we’ll get back to you ASAP during office hours. Find out more or download Nivo now

Email: Members Access and Nivo are the quickest and most secure ways to get in touch. If you are unable to register for these services, you can contact us about your savings by email at – please include your 8-digit membership number in any correspondence.

Savings Pots

Want to put aside a little extra each month for something special? Our named Savings Pots are an ideal way to motivate you as you watch your savings grow. You can chose from:

Christmas Saver, Wedding Saver, University Fund, Baby Fund, Home Deposit Fund, Car Fund, Holiday Fund, Special Saver.

To open a savings pot (in addition to saving a minimum of £10/month into your regular shares), simply contact us in any of the usual ways, quoting your 8-digit membership number, the name of the pot you want, and the amount you’d like to add to your savings pot each month and we’ll set this up for you. You can also make one-off payments by contacting us.

Saving FAQs

Any other questions?

If there’s anything else you’d like to know about saving with us, setting up a savings pot or any other aspect of membership, our friendly team will be happy to help. Here’s how to get in touch.

Good to know: funds held in all your credit union accounts combined are protected under the Financial Services Compensation Scheme up to £85,000. Visit for full details.