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Home Deposit Fund

Are you planning to buy your first home? Usually you are required to pay at least a 5% deposit when looking to buy a house. The home deposit fund allows you to make regular savings separate from your day to day savings with the Credit Union.

  • You must be a member of the Co-operative Credit Union and pay a minimum of £10.00 a month to a regular share account.
    Not already a member follow this link
  • A minimum contribution of £10.00 a month is required
  • Lump sum payments accepted
  • Funds held in all your credit union accounts combined are protected under the Financial Services Compensation Scheme up to £85,000.
  • Dividend available at the same rate as the regular share account.
    Subject to available funds at year end and approval by members present at the AGM.

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