Do you know how much disposable income you have every month? How much you’re really spending on your household bills and essential outgoings? Or how much you could afford to put aside in savings?
Take a quick test with our free online budget calculator– and the results might just surprise you.
It only takes a few minutes to complete and will give you an instant snapshot of your monthly finances.
Whatever your level of income, it’s really helpful to have a clear picture of where your money goes each month. With the right information at your fingertips, you can make informed decisions about your spending based on what you can afford, rather than what you think you can afford.
Perhaps you could be putting a little more aside in savings?Just a few pounds a week quickly mounts up to give you a lump sum to spend when you need it.
For example, with 35 weeks until Christmas, putting aside just £10 a week would give you £350 in your Christmas spending pot.