Say hello to The Money Co-op – the new home of The Co-op Credit Union find out more

Usdaw Member? Join us today

Why join The Money Co-op?

Joining The Money Co-op means becoming part of a community where your financial wellbeing comes first. Whether you’re saving for the future or need a low-cost loan, we’re here to help you manage your money with confidence. As a member, you’ll benefit from fair, flexible finance options designed to fit your life. With our support, you’ll be in control of your money while contributing to a community that cares.

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Member benefits

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    Fair finance: Access affordable loans with capped rates and build savings as you repay.

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    Savings support: Start building your savings with just £10 a month. Earn annual dividend, or interest payments on savings.

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    Grow money confidence: Receive tailored guidance and tools to help you manage your finances.

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    Community impact: Contribute to a community that supports and benefits its members.

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    Free membership: Join for free, with no hidden fees or charges.

  • Free membership for Usdaw members

    Membership of The Money Co-op is free for all Usdaw members and comes with a range of benefits.
    Join now and start saving with us from just £10 a month. Want a loan too? You can apply to Join & Borrow at the same time.

    Join now Join & borrow

Testimonials

  • “Very satisfied and really glad I joined. It’s helped me a few times.”

    Chris

  • “I cannot stress enough how happy I am to be a member. The staff are amazing, so helpful!”

    Ella

  • “Love being a member! It’s the first time I’ve been consistently able to save.”

    Farah

FAQ

How do I join The Money Co-op? 

You can join online by filling out our online joining form. Membership is free, and you can start saving with just £10 a month.

Can I get a loan when I join?

Yes, you can apply for a loan at the same time as joining by completing our Join and Borrow form. Your savings will continue to build as you repay the loan.

Who can join The Money Co-op?

Anyone can join The Money Co-op. If you work in retail, a co-op, a charity, or a housing association, or are a co-op member, you automatically qualify to join. If not, don’t worry – we can get you set up as part of the joining process.

What are the benefits of being a member?

Members benefit from low-cost loans, flexible savings, and can earn annual “dividend” payments on savings (like interest), as well as expert support, tools and guidance, all while being part of a supportive community.