Membership is free for Usdaw members and gives access to simple savings plans and fair & affordable loans.
Save from just £10 a month and watch your savings pot grow – perfect for Christmas, holidays or rainy days.
Plus, if you need a loan, we could save you money on the cost of borrowing with honest, fair and competitive rates of interest. Loans for any purpose, from Christmas loans to car loans.
We’re also here if you need help with getting on top of debts – our consolidation loans have helped many members get back on track and save money on their repayments with other lenders.
Why not join us today and see if we could save you money? Just select ‘I’m a member of – Usdaw’ on our application form.
How you could benefit:
Loans available from £50 to £15,000 at competitive rates. Spread the cost of holidays, home improvements, a new car, household appliances or other expenses
For those who struggle to access credit, the Family Loan facility allows you to borrow up to £1,000 and use Child Benefit for repayments meaning interest rates can be kept competitive compared to other lenders.
Consolidate debts from credit cards, overdrafts or other lenders into one affordable monthly payment, potentially saving you money
Payments are taken by direct debit so you’ll never miss an instalment
No hidden fees or early resettlement penalties
Plus, you’ll build savings for a rainy day as you repay a loan
Membership is open to Usdaw members and gives access to a range of benefits all year round.
To join, simply click below to complete our joining form, which takes less than three minutes to complete.
How it works
• Because we’re a not-for-profit co-op, we’re able to pass on affordable loan rates to our members – quite simply, we’re run by members, for the benefit of our members
• You can take a look at example loan rates on our loans calculator
• In addition to loan repayments, all members must save a minimum of £10/month, taken by direct debit for Usdaw members.
• This means you build up savings even when you’re repaying a loan, and savings quickly mount up
• Note: all membership and loan applications are subject to approval.
The Co-op Credit Union uses an online service, which meets the requirements of anti-money laundering legislation, allowing us to verify the identity of new members. If you would rather not be checked electronically you can still send documentation. Please ask for details. If we cannot find out enough information about you, we reserve the right to ask for documentation.
Check out our Frequently Asked Questions for more information on all aspects of saving and borrowing with us. Or get in touch with the team, we’ll be happy to help.
Put up a poster and help us spread the word
Could you help us spread the benefits of Co-op Credit Union membership with your colleagues and fellow Usdaw members? Get in touch to request some free posters for your workplace.