Wedding Loans

Wedding Loan

Whatever you’ve got in mind for your special day, with loans starting from just £50 right up to £15,000, The Co-op Credit Union could be your perfect partner.

Our loans are an affordable and safe way to spread the cost, so you can relax and enjoying planning your day.

Apply now for a Loan

Why borrow with The Co-op Credit Union?

  • Borrow what you need: we offer a range of affordable loan amounts starting from just £50, right up to £15,000. So, whether you just need a top up to existing funds, or something more substantial, you can request exactly what you need.

  • Competitive rates of interest: because we’re a not-for-profit organisation, owned by members and run for the benefit of members, we can pass on our best rates to you. And we only charge interest on the reducing loan balance to save you money

  • No arrangement fees or hidden costs: you’ll always know up front what your payments will be with no nasty surprises

  • No early repayment fees: our loans offer the flexibility to pay off some or even all of the loan early at no extra cost. So, if you’re lucky enough to receive money as wedding gifts, you could use it to clear your loan without any penalties. Unlike some lenders, we only charge interest on what you actually still owe and no early repayment fees

  • We’re a trusted provider: we’ve been helping our members from with affordable loans for over 20 years and are regulated by the Financial Conduct Authority and the Prudential Regulation Authority, just like banks and building societies.

Apply now

Representative example: £5,000 loan, over 48 months. 48 x monthly repayments of £138.58, Total repayable £6651.84. Total cost of credit £1,651.84 APR 15.8%. Minimum term of loan 1 week, maximum term 5 years. Minimum APR 11.8%, maximum APR 34.8%. Example is for illustrative purposes onlyTry our loans calculator for an example of what an affordable loan with us might cost.

Loan FAQs

We’ve answered some of the most commonly asked questions here in our FAQs below- from how we make loan decisions to how long it takes to receive a loan, but if there’s something else you’d like more information on, please get in touch, the team will be happy to help.

Special member offer – save on your wedding photography

Here’s an extra special offer for members of The Co-op Credit Union that you’ll want to check out.

Save up to 30% on a booking with wedding photographer, Richard James.

Find out more on our Member Offers Page.

All loan applications are subject to our Loan Approval Policy. Members who have been declined for a loan with us in the last 3 months are not eligible to apply. We will check your credit history and assess the affordability of loan repayments by reviewing your bank account(s). We may also request additional supporting information depending upon your circumstances, such as payslips, ID documents or immigration paperwork. All lending decisions are ultimately at the discretion of our team. We always do our best to say “yes” but unfortunately that is not always possible. We will be happy to provide information about how we made any decision upon request.